What is Renters Insurance?

Basically, renters insurance acts as a homeowner’s insurance policy for those who rent their place of
residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect
you and your assets. Having renter’s insurance can help devoid costs of damages should anything
happen to a rental property that you are living in.

Doesn’t My Landlord’s Insurance Cover Me?

NO! Do not make the mistake of assuming your landlord’s homeowners insurance will cover you and
your assets. A landlord’s policy covers only the physical structure of the rental property, not your
belongings. If the person who owns the building has rental insurance, they will be protected from
costs to them should something happen to the building, but they are not responsible for covering your

The Next Step…

Purchasing renter’s insurance ensures that your property is protected. Don’t make the mistake of
thinking you are invincible; you do need insurance for your belongings, even if you live in a rental
property. You are the only one who is responsible for protecting your assets.

Nigro Insurance AgencyRenter’s Insurance